Terms and Conditions

ASSET INHERITANCE LIMITED

WEBSITE TERMS OF SERVICE (Part A)

and

TERMS FOR THE SUPPLY OF OUR SERVICE TO YOU (Part B)

PLEASE READ BOTH SETS OF TERMS CAREFULLY BEFORE USING THIS SITE AND/OR SUBSCRIBING TO OUR SERVICE

PART A: WEBSITE TERMS OF SERVICE

Included in these terms

These terms tell you the rules for using our website www.assetinheritance.com (our site).

This includes:

  • Who we are and how to contact us.
  • By using our site you accept these terms.
  • There are other terms that may apply to you.
  • We may make changes to these terms.
  • We may make changes to our site.
  • We may suspend or withdraw our site.
  • We may transfer this agreement to someone else.
  • Our site is only for users in the UK.
  • You must keep your account details safe.
  • How you may use material on our site.
  • No text or data mining, or web scraping.
  • Rules about linking to our site.
  • Do not rely on information on this site.
  • We are not responsible for websites we link to.
  • We are not responsible for viruses.
  • You must not introduce viruses.
  • Our responsibility for loss or damage suffered by you.
  • How we may use your personal information.
  • Which country's laws apply to any disputes.

Who we are and how to contact us

www.assetinheritance.com is a site operated by Asset Inheritance Limited (We). We are registered in England and Wales under company number 16578942 and have our registered office at 19 Jack’s Lane, Harefield, Uxbridge, UB9 6HE.

To contact us, please email Admin@assetinheritance.com.

By using our site you accept these terms

By using our site, you confirm that you accept these terms of service and that you agree to comply with them.

If you do not agree to these terms, you must not use our site.

We recommend that you print a copy of these terms for future reference.

There are other terms that may apply to you

These terms of service refer to the following additional terms, which also apply to your use of our site:

  • Our Privacy Policy, which explains how we collect, use and store your personal data.
  • Our Cookie Policy, which sets out information about the cookies on our site.

We may make changes to these terms

We amend these terms from time to time. Every time you wish to use our site, please check these terms to ensure you understand the terms that apply at that time.

These terms were most recently updated on 3 November 2025.

We may make changes to our site

We may update and change our site from time to time to reflect changes to our services, our users' needs and our business priorities.

We may suspend or withdraw our site

We do not guarantee that our site, or any content on it, will always be available or be uninterrupted. We may suspend or withdraw or restrict the availability of all or any part of our site for business and operational reasons. We will try to give you reasonable notice of any suspension or withdrawal.

You are also responsible for ensuring that all persons who access our site through your internet connection are aware of these terms of service and other applicable terms of service, and that they comply with them.

We may transfer this agreement to someone else

We may transfer our rights and obligations under these terms to another organisation. We will tell you in writing if this happens and we will ensure that the transfer will not affect your rights under the contract.

Our site is only for users in the UK

Our site is directed to people residing in the United Kingdom. We do not represent that content available on or through our site is appropriate for use or available in other locations.

You must keep your account details safe

If you choose, or you are provided with, a user identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential. You must not disclose it to any third party.

We have the right to disable any user identification code or password, whether chosen by you or allocated by us, at any time, if in our reasonable opinion you have failed to comply with any of the provisions of these terms of service.

If you know or suspect that anyone other than you knows your user identification code or password, you must promptly notify us at Admin@assetinheritance.com.

How you may use material on our site

We are the owner or the licensee of all intellectual property rights in our site, and in the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.

You may print off one copy, and may download extracts, of any page(s) from our site for your personal use and you may draw the attention of others to content posted on our site.

You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.

Our status (and that of any identified contributors) as the authors of content on our site must always be acknowledged (except where the content is user-generated).

You must not use any part of the content on our site for commercial purposes without obtaining a licence to do so from us or our licensors.

If you print off, copy, download, share or repost any part of our site in breach of these terms of service, your right to use our site will cease immediately and you must, at our option, return or destroy any copies of the materials you have made (except that you are permitted to print off a copy of these terms of service).

No text or data mining, or web scraping

You shall not conduct, facilitate, authorise or permit any text or data mining or web scraping in relation to our site or any services provided via, or in relation to, our site for any purpose, including the development, training, fine-tuning or validation of AI systems or models. This includes using (or permitting, authorising or attempting the use of):

  • Any "robot", "bot", "spider", "scraper" or other automated device, program, tool, algorithm, code, process or methodology to access, obtain, copy, monitor or republish any portion of our site or any data, content, information or services accessed via the same.
  • Any automated analytical technique aimed at analysing text and data in digital form to generate information or develop, train, fine-tune or validate AI systems or models which includes but is not limited to patterns, trends and correlations.

The provisions in this clause should be treated as an express reservation of our rights in this regard, including for the purposes of Article 4(3) of the Digital Copyright Directive ((EU) 2019/790).

You shall not use, and we do not consent to the use of, our site, or any data published by, or contained in, or accessible via, our site or any services provided via, or in relation to, our site for the purposes of developing, training, fine-tuning or validating any AI system or model or for any other purposes not explicitly set out in this these terms of service.

This clause will not apply insofar as (but only to the extent that) we are unable to exclude or limit text or data mining or web scraping activity by contract under the laws which are applicable to us.

Our site, its content and any services provided in relation to the same are only targeted to, and intended for use by, individuals located in the United Kingdom. By continuing to access, view or make use of our site and any related content and services, you hereby warrant and represent to us that you are located in the United Kingdom.

Rules about linking to our site

You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it.

You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.

You must not establish a link to our site in any website that is not owned by you.

Our site must not be framed on any other site, nor may you create a link to any part of our site other than the home page.

Do not rely on information on this site

The content on our site is provided for general information only. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on our site.

Although we make reasonable efforts to update the information on our site, we make no representations, warranties or guarantees, whether express or implied, that the content on our site is accurate, complete or up to date.

We are not responsible for websites we link to

Where our site contains links to other sites and resources provided by third parties, these links are provided for your information only. Such links should not be interpreted as approval by us of those linked websites or information you may obtain from them.

We have no control over the contents of those sites or resources.

We are not responsible for viruses

We do not guarantee that our site will be secure or free from bugs or viruses.

You are responsible for configuring your information technology, computer programs and platform to access our site. You should use your own virus protection software.

You must not introduce viruses

You must not misuse our site by knowingly introducing viruses, trojans, worms, logic bombs or other material that is malicious or technologically harmful, or otherwise harmfully interacting with our site or any part of it. You must not attempt to gain unauthorised access to our site, the server on which our site is stored or any server, computer or database connected to our site or any other equipment or network connected with our site. You must not interfere with, damage or disrupt any software used in the provision of our site or any equipment or network or software owned or used by any third party on which this site relies in any way. You must not attack our site via a denial-of-service attack or a distributed denial-of-service attack. By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our site will cease immediately.

Our responsibility for loss or damage suffered by you

Whether you are a consumer or a business user:
  • We do not exclude or limit in any way our liability to you where it would be unlawful to do so. This includes liability for death or personal injury caused by our negligence or the negligence of our employees, agents or subcontractors and for fraud or fraudulent misrepresentation.
If you are a business user:
  • We exclude all implied conditions, warranties, representations or other terms that may apply to our site or any content on it.
  • We will not be liable to you for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with:
  • use of, or inability to use, our site; or
  • use of or reliance on any content displayed on our site.
  • In particular, we will not be liable for:
  • loss of profits, sales, business, or revenue;
  • business interruption;
  • loss of anticipated savings;
  • loss of business opportunity, goodwill or reputation; or
  • any indirect or consequential loss or damage.
If you are a consumer user:
  • We only provide our site for domestic and private use. You agree not to use our site for any commercial or business purposes, and we have no liability to you for any loss of profit, loss of business, business interruption, or loss of business opportunity.

How we may use your personal information

We will only use your personal information as set out in our Privacy Policy.

Which country's laws apply to a dispute

If you are a consumer, please note that these terms of service, their subject matter and their formation, are governed by English law. We both agree that the courts of England and Wales will have exclusive jurisdiction, except that if you are a resident of Northern Ireland you may also bring proceedings in Northern Ireland, and, if you are a resident of Scotland, you may also bring proceedings in Scotland.

If you are a business, these terms of service, their subject matter and their formation (and any non-contractual disputes or claims) are governed by English law. We both agree to the exclusive jurisdiction of the courts of England and Wales.

 

You can ask us to repeat or fix a service if it's not carried out with reasonable care and skill, or get some money back if we can't fix it.

 

 

PART B: TERMS FOR THE SUPPLY OF OUR SERVICE TO YOU

What we do

The service is a subscription-based online data platform provided by Asset Inheritance Limited to enable an individual who has registered for and uses the service to create a secure online account to upload/store data which is intended for access and/or release to nominees (including Advisors) designated via the service after such individual’s approval. The service is a data recording tool only and does not include any legal, tax or financial advice, and Asset Inheritance Limited has no responsibility or liability for the accuracy, completeness or otherwise of any such data.

The service is designed solely and exclusively for the purpose of storing data intended for access and/or release to individual subscribers for the purposes of review of their net worth based on that data and to their nominees after an individual subscriber’s approval.

An approval for  Nominees (including Advisors) to access a registered individual's data can be set by the individual, or given by the system, via a time lock capability, if there is no response from the indivdual to a data access request by a Nominee or Advisor within a set time period defined on the service by the individual.

Your obligations upon subscribing for the service and thereafter

To use our service and as a condition thereof, you must register for an account by providing accurate and complete information as requested during the registration process. You are solely and exclusively responsible for maintaining the confidentiality and security of your data and your login credentials and for all activities that occur under your subscription and account.

You are responsible for designating nominee(s) through the service. You must ensure that the designated individuals are aware of their role and have provided accurate contact information and that this remains up-to-date. Nominees must accept their role through the service via a personalised link that will be sent to the email that you provide to Asset Inheritance Limited. We are not responsible for verifying the suitability or legal capacity of your designated nominee(s) or for any disputes arising between you and them.

Where to find information about us and our service

You can find everything you need to know about us, Asset Inheritance Limited, and our service on our website.

We charge you when you subscribe for our service on our website

For our service, we take an annual subscription payment, as explained on our website.

Your subscription commences on the date of payment of the fees and continues for a period of 12 months, unless terminated earlier in accordance with these terms.

We will notify you at least 30 days prior to any subscription renewal date via the contact information we hold for you.

We charge interest on late payments

If we're unable to collect any payment you owe us, we charge interest on the overdue amount at the rate of 4% a year above the Bank of England base rate from time to time. This interest accrues on a daily basis from the due date until the date of actual payment of the overdue amount, whether before or after judgment. You pay us the interest together with any overdue amount.

We pass on increases in VAT (if applicable)

If VAT applies to any of our services and the rate of VAT changes while we supply the service, we adjust the rate of VAT that you pay, unless you have already paid in full before the change in the rate of VAT takes effect.

We're not responsible for delays outside our control

If the supply of our service or any part of it is delayed by an event outside our control, we will contact you as soon as possible to let you know, will do what we can to reduce the delay and will have no liability to you for that delay.

You have a legal right to change your mind

Your legal right to change your mind. For our service, you have 14 days after the date we confirm your subscription to change your mind about your subscription.

How to let us know and what happens next. If you change your mind, contact us at Admin@assetinheritance.com. We will refund you as soon as possible and within 14 days of you telling us you've changed your mind. We refund you by the method you used for payment. We don't charge a fee for the refund.

You can end the contract

You can end the contract by notice in writing to us with effect from the end of the current subscription term. No refunds will be provided for any unused portion of the subscription term. If you have any questions, please contact us at Admin@assetinheritance.com.

You have rights if there is something wrong with our service

If you think there is something wrong with our service, you must contact us at Admin@assetinheritance.com. You can ask us to repeat service if it's not carried out with reasonable care and skill, or get some money back if we can't fix it. These rights are subject to certain exceptions. For detailed information, please visit the Citizens Advice website www.citizensadvice.org.uk.

We can change these terms

Changes we can always make. We can always change the service:

  • to reflect changes in relevant laws and regulatory requirements; and
  • to make minor technical adjustments and improvements, for example to address a security threat.

Other, more major changes we can only make if we give you notice and an option to terminate. We can make major changes to the service or these terms, but if we do so we'll notify you and you can then contact us at Admin@assetinheritance.com to end the contract before the change takes effect and receive a refund for any services you've paid for in advance but not received.

We can suspend supply of the service (and you have rights if we do)

We can suspend the supply of the service. We do this to:

  • deal with technical problems or make minor technical changes;
  • update the service to reflect changes in relevant laws and regulatory requirements; or
  • make changes to the service (as above).

We let you know, may adjust the price and may allow you to terminate. We contact you in advance to tell you we're suspending the service, unless the problem is urgent or an emergency. If we suspend the service for longer than 30 days, we adjust the price so you don't pay for it while it’s suspended. If we suspend, or tell you we're going to suspend, for more than 60 days, you can contact us at Admin@assetinheritance.com to end the contract and we'll refund any sums you've paid in advance for services you won't receive.

We can withdraw services

We can stop providing the service or part of it. We let you know at least 30 days in advance  and we may refund any sums you've paid in advance for services which won't be provided.

We can end our contract with you or suspend the service

We can end/suspend our contract with you for the service and claim any compensation due to us if:

  • you don't make any payment to us when it's due and you still don't make payment within 15 days of our reminding you that payment is due; or
  • you don't, within a reasonable time of us asking for it, provide us with information, co-operation or access that we need to provide the service.

After termination or expiry for any reason, including failure to renew a subscription, your account will be deactivated (unless we decide otherwise at our absolute discretion) at the end of the current subscription term and we will then have no obligation to maintain or provide access to any data held in your account, save as required by law. You will have 30 days from termination to download or transfer any data, subject to payment of any outstanding fees.

We don't compensate you for all losses caused by us or our service

The service is provided "as is" and "as available" without (to the extent permitted by law) any representations or warranties of any kind, whether express or implied, including that the service will be uninterrupted, error-free, or secure.

We're not responsible for losses you suffer caused by us breaking this contract if the loss is:

  • Unexpected. It was not obvious that it would happen and nothing you said to us before we accepted your subscription meant we should have expected it (so, in the law, the loss was unforeseeable).
  • Caused by a delaying event outside our control. As long as we have taken the steps set out in the section “We’re not responsible for delays outside our control”.
  • Avoidable. Something you could have avoided by taking reasonable action, including following our reasonable instructions.

To the extent that you use the service for the purposes of any trade, business, craft or profession then, save in respect of any liability which cannot legally be limited, our total liability to you for all losses arising under or in connection with any contract between us, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, shall be limited to what you paid for the service and all claims for loss of profit or indirect or consequential loss are wholly excluded.

We use your personal data as set out in our Privacy Notice

How we use any personal data you give us is set out in our Privacy Policy.

Resolving disputes with us

Our complaints policy. We will do our best to resolve any problems you have with us or our service. Please contact us at Admin@assetinheritance.com for this purpose.

You can go to court. These terms are governed by English law and wherever you live you can bring claims against us in the English courts. If you live in Wales, Scotland or Northern Ireland, you can also bring claims against us in the courts of the country you live in. We can claim against you in the courts of the country you live in.

Other important terms apply to our contract

We can transfer our contract with you, so that a different organisation is responsible for supplying the service. We'll tell you in writing if this happens and we'll ensure that the transfer won't affect your rights under the contract.

Nobody else has any rights under this contract. This contract is between you and us. Nobody else can enforce it and neither of us will need to ask anybody else to sign-off on ending or changing it, save for the rights of nominees to access your data until the end of the then current subscription term (provided that such access shall be subject to verification of their identity and legal authority in accordance with our verification procedures).

If a court invalidates some of this contract, the rest of it will still apply. If a court or other authority decides that some of these terms are unlawful, the rest will continue to apply.

Even if we delay in enforcing this contract, we can still enforce it later. We might not immediately chase you for not doing something (like paying) or for doing something you're not allowed to, but that doesn’t mean we can't do it later.